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Benefits Entitlement

Benefits – Your Entitlements

When considering your best options for funding care the first stage is to ensure that all state entitlements are explored. Here we consider the main benefits – but it is important to stress that depending on an individuals circumstances and needs, there may be other benefits to which you, or they, may be entitled. For further information on all the benefits listed here (as well as all other benefits) visit the Department for Work and Pensions web site www.dwp.gov.uk.

For ease of understanding, the benefits have been split into ‘Means Tested’ and ‘Non-Means Tested’. Means Tested entitlement to benefits is typically assessed by reviewing the levels of capital and income which you have. Non-Means Tested are benefits which you receive by right based upon your circumstances and are not affected by your levels of capital or income.

Non-Means Tested

Attendance Allowance

Attendance Allowance is a tax-free benefit payable to those aged 65 or over who need help with personal care due to physical or mental disability.

Usually to qualify you must be aged 65 or over and at least one of the following must apply:

• You have a physical disability (including sensory disability, such as blindness), a mental disability (including learning difficulties), or both.
• Your disability is severe enough for you to need help caring for yourself or someone to supervise you, for your own or someone else’s safety.

Attendance Allowance is paid at two rates depending on how your disability affects you, i.e. based on your levels of care needed.

• Higher rate £73.60 per week
• Lower rate £49.30 per week

If you are aged below 65 then you may alternatively be entitled to Disability Living Allowance.

 

Disability Living Allowance

Disability Living Allowance is a tax-free benefit which is for disabled children and adults who are aged under 65. Importantly it is not payable as a result of disability but rather the needs arising from it. For example, you may need someone to look after you.

Usually to qualify you must be under 65 and at least one of the following must apply:

• You have a physical disability (including sensory disability, such as blindness), a mental disability (including learning difficulties), or both
• Your disability is severe enough for you to need help caring for yourself or someone to supervise you, for your own or someone else’s safety, or you have walking difficulties, or both

If you are aged 65 or over then you may alternatively be entitled to Attendance Allowance.

 

Constant Attendance Allowance

If you claim Industrial Injuries Disablement Benefit or War Disablement Pension, and you need daily care and attention as a result of a disability, you can claim Constant Attendance Allowance.
In addition to the above in order to claim you must:

• Need daily care and attention (for example, home nursing or home meals)
• Be classified as 100% disabled (according to a medical examination)

 

Carer’s Allowance

Carer's Allowance is a benefit to help people who care for a disabled person. You don't have to be related to, or live with, the person you care for.

You may be able to get Carer's Allowance if you:

• are aged 16 or over
• spend at least 35 hours a week caring for a person

The person who you are caring for should be getting one of the following benefits:

• Attendance Allowance
• Disability Living Allowance (at the middle or highest rate for personal care)
• Constant Attendance Allowance at or above the normal maximum rate with an Industrial Injuries Disablement Benefit
• Constant Attendance Allowance at the basic (full day) rate with a War Disablement Pension

Important Note

The information provided relating to benefits is based upon our understanding of current qualification criteria based upon information provided either by www.dwp.gov.uk or www.direct.gov.uk. To assess your individual circumstances you should seek appropriate advice and should not act on the information contained here as all circumstances are different.

The Services we offer here at Community Care Direct
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Community Care Direct
33 Shakespeare Street, Southport,
Merseyside, PR8 5AB.

Phone: 01704 - 544460
Fax:      01704 - 539212
Email: enquiries@communitycaredirect.co.uk

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